From the category archives:

Rates

What last week’s State of The Union address means to interest rates in the future.

January 31, 2011 Rates

Till the econemy turns around interest rates will remain low. When the econemy is strong enough to handle higher rates then we can start paying off some of the massive debt. Tweet This Post

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Why do many people accept the first quote on a mortgage?

December 16, 2010 Rates

I watch to Fox Business and Bloomberg sometime at night before I go to bed. Often when they talk about mortgages or interest rates all they say is shop for a mortgage. Here are the reasons why people don’t shop for a mortgage. Most customers are referred to their lender by their realtor or past [...]

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Why rates are going up

November 17, 2010 Current News

Starting 11 days ago the Federal Reserve started a 600 billion dollar support of the bond market. Mortgage rates have been rising quickly. The Federal Reserve has to make that 600 billion appear somewhere. So they just print more money. That devalues all the other currency in circulation. This has caused the word Inflation to [...]

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Why not refinance that ARM loan

October 27, 2010 Money

While fixed mortgage rates edged up last week, coming off record-breaking lows, adjustable-rate mortgage rates dropped like bombs.  Those with ARMs may want to rethink hopping on the refi bandwagon. As nice as 30-year fixed mortgage rates are these days, they are not 3.3%. which is what 1-year ARM rates dropped to. Here are several [...]

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Friday’s thoughts July 23rd Rates

July 23, 2010 Friday's Thoughts

In the last two weeks rate have hit an all time low. I know you here that all the time. The last time rates were this low was 1947. The more people tell you what is going to happen the more they are guessing about the future. For my two cents here is what I [...]

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How will the Greece crises affect mortgage rates

May 10, 2010 Rates

Growing concerns that the Greek government will default on debt are pushing the nation’s risk premiums beyond junk levels. At one point yesterday, the 2-year Greece note yielded a whopping 25 percent. Safe Haven Buying Draws Rates Lower When investors require a 25% return on investment, you can be sure they’re sensing a potential default. [...]

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New tighter ARM and IO lending standards

May 5, 2010 Rates

Fannie Mae on April 30th said it will tighten lending standards on adjustable-rate mortgages and “interest-only” loans that helped fuel the housing bubble and have led to a disproportionate share of losses for the mortgage-finance giant. The changes, which will take effect in September, will require lenders to qualify borrowers based on whether or not they can [...]

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Experts talk about when rates will rise?

March 22, 2010 Rates

introduces the video summarizes the video Here are some experts that talk about when they think interest rates will rise and how the process will work? Tweet This Post

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